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Securitization Trustee

When you as a company securitize some of your specific receivables to a Special Purpose Vehicle (“SPV”) you need to appoint a Trustee. We perform the role of a Trustee for the asset classes :

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  1. ABS (Asset Backed Securitization) : Commercial Vehicles/Construction Equipment loans, Car loans, Two wheeler loans

  2. MBS (Mortgage Backed Securitization) : Housing Loans, Mortgage loan, Microfinance Loans, Personal Loans

We can assist you in :

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  • Compliance with RBI Guidelines and SEBI Guidelines

  • Regular analysis of servicer reports, ensuring timely and accurate payouts

  • Co-ordination & follow up with Arrangers, Legal Counsels, Investors, Originators, Bankers and Rating Agencies

  • Credit enhancement/liquidity facility Invocation (in case of shortfall) as per RBI Guidelines

  • Our inputs on transaction structure/ Information Memorandum along with detailed financial modelling

  • Collecting proceeds from the investors and providing the same to the originator

  • Quarterly Audit for various trusts along with issuance of TDS certificates to the beneficiaries wherever TDS implications are involved

  • Relevant Documentation required along with vetting of the legal documentation

  • Monitoring the credit enhancement as stipulated by the rating agency

  • Periodic (monthly / quarterly reports) along with future cash flows factoring prepayments to the investor, originator & rating agency

  • Investor servicing for responding to any queries/clarifications sought by the investors

  • Redemption of the PTCs on completion of the payouts

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