Securitization Trustee
When you as a company securitize some of your specific receivables to a Special Purpose Vehicle (“SPV”) you need to appoint a Trustee. We perform the role of a Trustee for the asset classes :
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ABS (Asset Backed Securitization) : Commercial Vehicles/Construction Equipment loans, Car loans, Two wheeler loans
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MBS (Mortgage Backed Securitization) : Housing Loans, Mortgage loan, Microfinance Loans, Personal Loans
We can assist you in :
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Compliance with RBI Guidelines and SEBI Guidelines
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Regular analysis of servicer reports, ensuring timely and accurate payouts
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Co-ordination & follow up with Arrangers, Legal Counsels, Investors, Originators, Bankers and Rating Agencies
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Credit enhancement/liquidity facility Invocation (in case of shortfall) as per RBI Guidelines
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Our inputs on transaction structure/ Information Memorandum along with detailed financial modelling
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Collecting proceeds from the investors and providing the same to the originator
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Quarterly Audit for various trusts along with issuance of TDS certificates to the beneficiaries wherever TDS implications are involved
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Relevant Documentation required along with vetting of the legal documentation
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Monitoring the credit enhancement as stipulated by the rating agency
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Periodic (monthly / quarterly reports) along with future cash flows factoring prepayments to the investor, originator & rating agency
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Investor servicing for responding to any queries/clarifications sought by the investors
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Redemption of the PTCs on completion of the payouts